How Can We Help?
Selecting the right mix of investments is complex. Monitoring your investments can be even more difficult, knowing when to act and when to stick with the strategy is a skill that requires extensive knowledge and in-depth experience.
A financial planner can offer expertise and objectivity. We take the emotion out of investing, whilst making sure your financial plan encompasses your goals, values and preferences.
At Just Financial Group, we understand that you are unique. Your investment strategy will take into account your risk tolerance, the requirement for growth or income and the returns you need to achieve keeping a sharp eye on the underlying costs of your investments.
Tax is another consideration, as the right solution for one investor could result in an unexpected tax bill for another. Your needs may be best met by an ISA, Pension, General Investment Account, Investment Bond, or a combination of approaches. Enterprise Investment Schemes and Venture Capital Trusts can also be considered where appropriate.
We can create an investment strategy for you whether you are an individual or investing on behalf of a trust, charity or company.
Lump Sum Investments
Everybody needs to hold some cash on deposit in case of emergencies, but current interest rates mean that the real value of your money will reduce as inflation takes hold. Whether you have sold your business, received a pension lump sum or inheritance, or have simply built up your savings over time, Just Financial Group can help you develop an appropriate investment strategy.
Regular investing is a great way to build an investment portfolio over time. It helps smooth out the inevitable ups and downs of the stock market by a process known as ‘pound cost averaging.’ – when the market rises, your investment will grow, but when the market falls, your monthly contribution buys more units as prices are cheaper. We can advise on the best regular investment plan for your needs.
If your existing investment plans have not been reviewed in some time or you have lost confidence in your existing financial adviser, you might benefit from our Investment Review Service. We will analyse your funds to check that they are still suitable for you and that the performance and charges are competitive. We will only recommend a change where we believe it to be in your best interests.